Credit Card Companies Getting Rich At Your Expense?
Posted on Saturday, October 22nd, 2011
You know that credit card companies love late fees, over-limit penalties, and interest.
Why?
It makes them lots of money.
According to an article in U.S. Today, in 2003, the credit industry brought in over 120 billion dollars, [...]
Bankruptcy: First-Aid For Your Credit
Posted on Saturday, October 22nd, 2011
One of the best things about getting a fresh start by filing bankruptcy is that it allows you a chance to rebuild your credit score. Why? Because the first step in re-building your credit is [...]
Bankruptcy Is Better Than A Loan!
Posted on Saturday, October 22nd, 2011
Bankruptcy is NOT a loan.
Bankruptcy is better than a loan. A whole lot better.
Loans have to be paid back,
but bankruptcy is a federal law that releases you from debt so you won’t need another loan.
Let’s [...]
Know The Difference: Scams, Credit Counseling & Bankruptcy
Posted on Saturday, October 22nd, 2011
Scams:
Ads that tell you, “You can get out of debt with no payments without filing bankruptcy”are a scam. They promise to get you out of debt, but instead, they just steal your hard-earned money and [...]
Filing Bankruptcy – 11 Easy Steps
Posted on Saturday, October 22nd, 2011
These are the steps necessary to get your bankruptcy case filed and finished using The Virginia Bankruptcy Group.
Step 1: Your Call: It all starts with your phone call to 540-341-1481 to set you up with [...]
Do I Have to Go to Court?
Posted on Saturday, October 22nd, 2011
Yes, but in the hands of an experienced bankruptcy attorney, there is nothing to fear. First off, if there wasn’t a big problem in your situation, you probably wouldn’t be filing bankruptcy. Second, an experienced [...]
Credit Unions – That Nasty “Cross-Collateral” Clause!
Posted on Saturday, October 22nd, 2011
What Is Cross Collateral?
“Cross collateral” refers to a nasty provision contained in most credit union loan agreements. Some people call it a “Dragnet” clause. Regardless of what you call it, it works like this: If [...]
Coming To See Us Doesn’t Mean You’re Going to File bankruptcy!
Posted on Saturday, October 22nd, 2011
We file a little over one-half of the people
…who come see for a FREE DEBT CONSULTATION.
The other a little under one-half of the people
…get a free debt consultation,
…get a lot of good, positive advice and [...]
Bankruptcy does NOT hurt your credit!
Posted on Saturday, October 22nd, 2011
Let’s repeat that.
Bankruptcy does NOT hurt your credit.
Not paying your debts is what hurts your credit.
If you CAN pay all your bills, you should pay them.
If you CANNOT pay all your bills…
….if you are borrowing [...]
Are You Eligible for Chapter 13?
Posted on Saturday, October 22nd, 2011
Chapter 13 bankruptcy has several important restrictions. Your first step is to see whether you legally qualify for a Chapter 13 bankruptcy.
1. Businesses Can’t File for Chapter 13 Bankruptcy.
Businesses including corporations and partnerships cannot file [...]
